Ryan Yan

Product leader with 15+ years spanning banking, fintech, and proptech. Built a career through deliberate reinvention — from managing $220M+ portfolios in corporate banking, to co-founding a payments startup that processed $600M+ in transactions, to now shaping digital property products at Australia's largest property platform. Equally comfortable navigating regulatory frameworks and shipping product.

Experience

Senior Product Manager

REA Group (ASX: REA)

Dec 2021 – Present

• Lead product strategy and roadmap development for digital property advertising solutions, managing end-to-end product lifecycle from ideation to deployment
• Collaborate with 15+ dependent product teams to ensure successful business outcomes and seamless integration through leading core annual value & packaging projects
• Drive B2B & B2C user experience research and analysis, utilizing data insights to identify trends and measure performance against KPIs
• Manage cross-functional teams of engineers, business analysts, and QA professionals, fostering high-performance culture through coaching and development
• Successfully launched four product bundles through close collaboration with Go-to-market teams, driving significant revenue growth

Director and Co-founder

NoahPay

Nov 2017 – July 2022

• Founded and scaled Australia's leading Payment Platform as a Service (PaaS) provider from inception to processing $600M+ in transactions
• Led product strategy and roadmap development for enterprise payment solutions, aligning with regulatory requirements and market demands
• Navigated complex regulatory relationships with ASIC, AUSTRAC, and AFSL licensees, ensuring full compliance across all operations
• Orchestrated cross-continental collaborations with technology partners including Tencent Cloud, WeChat Pay, and BPAY Group
• Managed vendor relationships and procurement strategies, negotiating partnerships with major financial institutions and technology providers
• Implemented robust risk management frameworks and security protocols, achieving regulatory compliance in multiple jurisdictions
• Led user experience initiatives resulting in Customer Service Excellence award from WeChat Pay (2019)
• Drove continuous improvement through data analytics, achieving 2nd place globally in eCommerce transaction volume for WeChat Pay
• Successfully lobbied regulatory bodies to obtain financial service provider status in Australia and New Zealand
• Sponsored Monash University's ARC Linkage Program on Privacy-Assured Time Series Analytics for Cross-Border Payment Systems

Senior Business Banker – Partner 3

National Australia Bank (ASX: NAB)

Jan 2013 – Nov 2017

• Achieved exceptional portfolio growth through strategic client acquisition and relationship management, delivered 31.2% lending growth in FY15, exceeding all peer KPIs
• Managed diversified portfolio of medium to large businesses and ultra-high net worth families exceeding $220M AUD in lending and deposits
• Attained and exercised Delegated Commitment Authority for approvals up to $6M AUD
• Advised on complex financial needs including risk management, wealth planning, and succession strategies
• Mentored junior business bankers while promoting personal development and succession planning

Senior Analyst (Supervising)

Australia and New Zealand Banking Group (ASX: ANZ)

Jan 2011 – Dec 2012

• Led post-settlement team operations, orchestrating cross-functional collaborations
• Served as Subject Matter Expert for National Fulfilment Future State Project
• Implemented continuous improvement initiatives resulting in enhanced customer experience
• Subject Matter Expert in offshoring fulfilment function to ANZ Bangalore, India campus

Education

Languages